Medium Risk

UCO BANK

THE BUSINESS OPERATIONS OF THE BANK ARE BROADLY CLASSIFIED INTO FOUR SEGMENTS: A. CORPORATE/WHOLESALE BANKING B. RETAIL

NSE: UCOBANK CIN: L99999WB1943PSU999999 FY: 2025-2026 Revenue: ₹29,705.0 Cr
5.3
ESG Risk
Score /10
Compliance RiskEpr ExposureGhg Intensity

Risk Breakdown

GHG Intensity
5.0
Water Intensity
5.0
Waste Intensity
1.0
EPR Exposure
6.5
Compliance Risk
10.0
HR Risk
5.0
Governance Risk
3.0

Financial Exposure

Est. Compliance Cost₹48–178 crore
EPR ApplicableUnknown
Scope 1 Emissions— tCO2e
Scope 2 Emissions— tCO2e
Water Withdrawal— m³
Waste Generated1.3 T

Governance

Anti-Corruption PolicyYes
Conflict of Interest PolicyYes
BRSR AssurancePartial
Assurance ProviderM/S K GHOSH & ASSOCIATES, CHARTERED ACCOUNTANT

Double Materiality

Financial Materiality5.3
Impact Materiality5.1
QuadrantDual Materiality

Supply Chain

MSME Sourcing—%
Lifecycle AssessmentNo
Product ReclaimYes

Material Risks

e-waste

ESG Targets & Commitments

TopicTarget / MetricStatus
Human Rights in Supply Chain HR clauses in all contracts Commitment

AI Risk Summary

**UCO Bank Financial Risk Summary** UCO Bank faces critical compliance exposure with a maximum 10.0/10 compliance risk score and estimated remediation costs of ₹48–178 crore under SEBI BRSR mandates, creating potential enforcement action and delisting risk for a systemically important public sector bank. The bank's biggest financial vulnerability is EPR (Extended Producer Responsibility) exposure at 6.5/10 with unknown applicability status—failure to clarify and implement EPR obligations could trigger regulatory penalties and operational disruption across retail and corporate segments. With ₹29,705 crore in revenue, the bank must urgently prioritize BRSR Core Expansion compliance documentation, particularly scope 1 and 2 emissions quantification, to avoid SEBI enforcement actions that could impair shareholder value and institutional credibility.

Source: UCO BANK BRSR Filing, FY 2025-2026. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.

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