Risk Breakdown
Financial Exposure
Governance
Double Materiality
Supply Chain
Material Risks
ESG Targets & Commitments
| Topic | Target / Metric | Status |
|---|---|---|
| Human Rights in Supply Chain | HR clauses in all contracts | Commitment |
AI Risk Summary
**Financial Risk Summary: Suryoday Small Finance Bank Limited** Suryoday's primary financial exposure stems from compliance risk (10.0/10 rating), with estimated remediation costs of ₹4–13 crore under SEBI BRSR Core Expansion mandates—a material impact on a ₹2,171 crore revenue base. The bank faces regulatory enforcement action and potential delisting risk if non-compliance with SEBI's mandatory ESG disclosures persists, particularly given classification as a top-tier listed entity. Secondary exposure includes uncertain EPR (Extended Producer Responsibility) applicability and GHG intensity reporting obligations under BRSR P6, which could trigger additional operational costs once clarified. The compliance cost range represents 0.18–0.60% of annual revenue; immediate alignment with SEBI disclosure timelines is critical to avoid regulatory penalties and investor confidence erosion.
Source: SURYODAY SMALL FINANCE BANK LIMITED BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.