Risk Breakdown
Financial Exposure
Governance
Double Materiality
Supply Chain
Material Risks
ESG Targets & Commitments
| Topic | Target / Metric | Status |
|---|---|---|
| Human Rights in Supply Chain | HR clauses in all contracts | Commitment |
AI Risk Summary
**Financial Risk Summary – Life Insurance Corporation of India** LIC faces critical compliance exposure under SEBI BRSR Core Expansion requirements, with estimated remediation costs of ₹782–2,933 crore—a material risk equivalent to 0.16–0.60% of revenue. The company's highest financial vulnerability stems from EPR (Extended Producer Responsibility) obligations and incomplete GHG/water disclosure frameworks, creating regulatory enforcement and potential delisting risk for a top-tier PSU insurer. Despite zero reported Scope 1/2 emissions, the "Unknown" EPR applicability status and 10.0/10 compliance risk score indicate data governance gaps that could trigger SEBI penalties and investor confidence erosion. Immediate priority: clarify EPR scope, establish baseline emissions reporting, and implement BRSR P6 environmental disclosures to mitigate regulatory action and maintain market credibility.
Source: Life Insurance Corporation of India BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.