Jana Small Finance Bank Limited

Material Risks

AI Risk Summary

**Financial Risk Summary: Jana Small Finance Bank Limited** Jana Small Finance Bank faces critical compliance exposure with a 10.0/10 compliance risk score and estimated remediation costs of ₹9–33 crore, primarily driven by incomplete BRSR Core Expansion disclosures and unknown Extended Producer Responsibility (EPR) applicability under SEBI mandates. The bank's medium ESG risk (6.0/10) is concentrated in regulatory obligations rather than operational carbon intensity, but non-compliance with mandatory BRSR P6 environmental disclosures risks enforcement action and potential delisting for top-tier listed entities. With ₹5485.7 crore revenue at stake, prioritizing BRSR data completeness—particularly clarifying EPR exposure status and establishing Scope 1/2 emissions baselines—is essential to mitigate regulatory and market access risks within the evolving SEBI compliance framework.

Source: Jana Small Finance Bank Limited BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.