Risk Breakdown
Financial Exposure
Governance
Double Materiality
Supply Chain
Material Risks
ESG Targets & Commitments
| Topic | Target / Metric | Status |
|---|---|---|
| Human Rights in Supply Chain | HR clauses in all contracts | Commitment |
AI Risk Summary
Indian Overseas Bank faces critical financial exposure from a 10.0/10 compliance risk score under SEBI BRSR Core Expansion mandates, with potential enforcement action and delisting risk if disclosure and governance gaps persist. The bank's unknown EPR (Extended Producer Responsibility) applicability and elevated 6.5/10 EPR exposure create estimated compliance costs of ₹54–202 crore, representing 0.16–0.60% of annual revenue. Despite zero reported Scope 1 and 2 emissions, the absence of verified GHG and water intensity data undermines credibility and regulatory compliance with BRSR P6 environmental disclosure requirements. Immediate priority: clarify EPR applicability, establish baseline emissions accounting, and close disclosure gaps to mitigate compliance penalties and maintain institutional credibility with SEBI.
Source: INDIAN OVERSEAS BANK BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.