Risk Breakdown
Financial Exposure
Governance
Double Materiality
Supply Chain
Material Risks
ESG Targets & Commitments
| Topic | Target / Metric | Status |
|---|---|---|
| Human Rights in Supply Chain | HR clauses in all contracts | Commitment |
AI Risk Summary
# Bank of India – Financial Risk Summary Bank of India faces critical compliance exposure under SEBI BRSR Core Expansion, with a maximum estimated remediation cost of ₹479 crore if current disclosure and EPR gaps are not addressed; non-compliance risks include enforcement action and potential delisting for a systemically important financial institution. The bank's highest financial vulnerability is EPR (Extended Producer Responsibility) exposure rated 6.5/10—applicability status remains unknown, creating contingent liability risk that could materialize across lending portfolios if finalized. With a ₹128–479 crore compliance cost band and perfect 10.0/10 compliance risk rating, immediate action on environmental disclosure standardization and EPR classification is essential to avoid regulatory penalties. While Scope 1/2 emissions reporting shows zero data (likely incomplete disclosure rather than zero impact), the bank must establish baseline GHG accounting for financed emissions in agriculture and MSME lending, where carbon-intensive borrower activities present indirect transition risks.
Source: BANK OF INDIA BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.