Medium Risk

Bandhan Bank Limited

The banking products and services include treasury, retail banking, microfinance, corporate/wholesale banking and other

CIN: L67190WB2014PLC204622 FY: - Revenue: ₹24,914.8 Cr
5.8
ESG Risk
Score /10
Compliance RiskEpr ExposureGhg Intensity

Risk Breakdown

GHG Intensity
5.0
Water Intensity
5.0
Waste Intensity
5.0
EPR Exposure
6.5
Compliance Risk
10.0
HR Risk
3.0
Governance Risk
3.0

Financial Exposure

Est. Compliance Cost₹40–150 crore
EPR ApplicableUnknown
Scope 1 Emissions— tCO2e
Scope 2 Emissions— tCO2e
Water Withdrawal— m³
Waste Generated— T

Governance

Anti-Corruption PolicyYes
Conflict of Interest PolicyYes
BRSR AssuranceNone
Assurance Provider

Double Materiality

Financial Materiality5.8
Impact Materiality5.3
QuadrantDual Materiality

Supply Chain

MSME Sourcing—%
Lifecycle AssessmentNo
Product ReclaimYes

Material Risks

e-waste

ESG Targets & Commitments

TopicTarget / MetricStatus
Human Rights in Supply Chain HR clauses in all contracts Commitment

AI Risk Summary

**Bandhan Bank Limited – Financial Risk Summary** Bandhan Bank faces critical compliance exposure of ₹40–150 crore in potential regulatory costs, with a maximum compliance risk score of 10.0/10 driven by gaps in SEBI BRSR Core Expansion reporting and environmental disclosure obligations under BRSR P6. The bank's undefined EPR (Extended Producer Responsibility) applicability and unknown emissions data create material uncertainty; failure to clarify and report Scope 1 and 2 emissions could trigger SEBI enforcement action and delisting risk if categorized as a top-tier listed entity. As a systemically important lender with ₹24,915 crore in revenue, inadequate ESG governance and missing environmental baseline data represent both immediate compliance liability and longer-term reputational risk in credit markets increasingly scrutinizing ESG performance.

Source: Bandhan Bank Limited BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.

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