Medium Risk

Bajaj Finance Limited

Engaged in the business of lending, partnership and services, payments and acceptance of deposits

CIN: L65910MH1987PLC042961 FY: - Revenue: ₹69,724.8 Cr
5.2
ESG Risk
Score /10
Compliance RiskEpr ExposureGhg Intensity

Risk Breakdown

GHG Intensity
5.0
Water Intensity
5.0
Waste Intensity
1.0
EPR Exposure
6.5
Compliance Risk
10.0
HR Risk
3.0
Governance Risk
3.0

Financial Exposure

Est. Compliance Cost₹112–418 crore
EPR ApplicableUnknown
Scope 1 Emissions— tCO2e
Scope 2 Emissions— tCO2e
Water Withdrawal— m³
Waste Generated127.0 T

Governance

Anti-Corruption PolicyYes
Conflict of Interest PolicyYes
BRSR AssuranceAll
Assurance ProviderSGS India Private Limited

Double Materiality

Financial Materiality5.2
Impact Materiality4.6
QuadrantFinancially Material

Supply Chain

MSME Sourcing0.0%
Lifecycle AssessmentNo
Product ReclaimYes

Material Risks

e-waste

ESG Targets & Commitments

TopicTarget / MetricStatus
Human Rights in Supply Chain HR clauses in all contracts Commitment

AI Risk Summary

**Bajaj Finance Limited – Financial Risk Summary** Bajaj Finance faces critical compliance exposure with a perfect 10.0/10 compliance risk score and estimated remediation costs of ₹112–418 crore under SEBI BRSR Core Expansion requirements, creating material delisting risk if disclosure obligations remain unmet. The company's biggest financial exposure stems from uncertain EPR (Extended Producer Responsibility) applicability and high EPR exposure score (6.5/10), which could trigger unexpected environmental liability costs once regulatory scope clarification occurs. Compliance non-adherence under SEBI's mandatory BRSR framework poses enforcement action and market capitalization risk for a ₹69,724.8 crore revenue entity, particularly given the finance sector's heightened governance scrutiny and institutional investor ESG mandates. Immediate priority should be clarifying EPR applicability scope and closing BRSR disclosure gaps to mitigate regulatory penalties and investor confidence erosion.

Source: Bajaj Finance Limited BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.

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