Medium Risk

Axis Bank Limited

The Bank provides a range of commercial banking products and services, including loan products, fee and commission-based

CIN: L65110GJ1993PLC020769 FY: 2024-2025 Revenue: ₹14,461.3 Cr
5.2
ESG Risk
Score /10
Compliance RiskEpr ExposureGhg Intensity

Risk Breakdown

GHG Intensity
5.0
Water Intensity
5.0
Waste Intensity
1.0
EPR Exposure
6.5
Compliance Risk
10.0
HR Risk
3.0
Governance Risk
3.0

Financial Exposure

Est. Compliance Cost₹23–87 crore
EPR ApplicableUnknown
Scope 1 Emissions— tCO2e
Scope 2 Emissions— tCO2e
Water Withdrawal— m³
Waste Generated855.9 T

Governance

Anti-Corruption PolicyYes
Conflict of Interest PolicyYes
BRSR AssuranceAll
Assurance ProviderSGS India Private Limited

Double Materiality

Financial Materiality5.2
Impact Materiality4.6
QuadrantFinancially Material

Supply Chain

MSME Sourcing0.1%
Lifecycle AssessmentNo
Product ReclaimYes

Material Risks

e-waste

ESG Targets & Commitments

TopicTarget / MetricStatus
Human Rights in Supply Chain HR clauses in all contracts Commitment

AI Risk Summary

**Axis Bank Limited – Financial Risk Summary** Axis Bank faces a critical compliance exposure of ₹23–87 crore tied to SEBI BRSR Core Expansion requirements, with a maximum compliance risk score of 10.0/10 creating material regulatory enforcement and potential delisting risk under SEBI rules. The bank's undefined EPR (Extended Producer Responsibility) applicability at 6.5/10 exposure represents a secondary financial liability, requiring clarification of obligations under applicable waste management regulations that could trigger unexpected costs if triggered retroactively. While direct Scope 1 and 2 emissions disclosures show zero reporting, the medium ESG risk profile (5.2/10) and aligned GHG/water intensity risks (5.0/10 each) suggest inadequate environmental data capture for a ₹14,461 crore revenue institution, potentially understating carbon liability under India's emerging carbon tax frameworks (₹600–900/tonne CO2e). Immediate priority: resolve compliance risk classification and EPR applicability to quantify total financial exposure and prevent SEBI sanctions against India's third-largest private bank.

Source: Axis Bank Limited BRSR Filing, FY 2024-2025. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.

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