Risk Breakdown
Financial Exposure
Governance
Double Materiality
Supply Chain
Material Risks
ESG Targets & Commitments
| Topic | Target / Metric | Status |
|---|---|---|
| Human Rights in Supply Chain | HR clauses in all contracts | Commitment |
AI Risk Summary
**Financial Risk Summary: Arman Financial Services Limited** Arman Financial Services faces its most acute exposure through **critical compliance gaps**, with a perfect 10.0/10 compliance risk score creating immediate regulatory enforcement and potential delisting risk under SEBI BRSR Core Expansion mandates—particularly concerning given non-disclosure of Scope 1 and 2 emissions data despite operating physical offices and vehicles. The company's **unknown EPR (Extended Producer Responsibility) applicability status** (6.5/10 exposure risk) represents unquantified contingent liability; if finance-related services fall under EPR scope, estimated remediation costs could reach ₹0.5–1 crore, though sector classification requires urgent clarification. With ₹181.9 crore revenue and estimated compliance costs of ₹0–1 crore, failure to establish baseline GHG accounting and close BRSR disclosure gaps within the next regulatory reporting cycle poses material reputational risk and potential SEBI enforcement action before the compliance obligation deadline.
Source: Arman Financial Services Limited BRSR Filing, FY -. Derived from the company's own public disclosures. Not investment advice or a regulatory determination.